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Central Bank publishes research on the mortgage market

Nov 27, 2019
The Central Bank has released four authored Financial Stability Notes on the mortgage market and the functioning of the macro-prudential mortgage measures. The measures are aimed at enhancing the resilience of both borrowers and the banking sector. The measures set limits on the size of mortgages that consumers can borrow through the use of loan-to-value (LTV) and loan-to-income (LTI) limits. The measures are reviewed annually by the Central Bank. The primary objective of the review is to evaluate the calibration of the measures based on evidence. These four papers published today form part of the evidence of this year’s review. The outcome of the review will be announced on 4 December with the Financial Stability Review, following the decision by the Central Bank Commission.

The four papers are:

(Source: Central Bank)