Revenue Note for Guidance
The general tax treatment for leasing transactions (being a that of a rental transaction in line with its legal form) may not be appropriate in scenarios where the lease bears the economic hallmarks of a financing transaction. One key hallmark of such transactions is where the lease is let on such terms that the lessee is bound to maintain the asset and deliver it in good condition to the lessee and that that burden of wear and tear actually falls on the lessee and not the lessor.
Where a lease transaction bears such hallmarks, this section provides that the transaction may be taxed in accordance with its economic form, subject to certain anti-avoidance criteria being met. In most cases (except for operating lessors and FRS 102 operating lessees affected by this section), this will broadly align the computation of leasing rental profits or expenses for tax purposes with the computational rules under accounting standards.
Prior to Finance (No.2) Act 2023, this section only addressed the computational rules and treatment of capital allowances for trading finance lessees in scenarios where the lessee bore the burden of wear and tear by reason of the terms of the lease.
(1) The section applies where:
the terms of the lease provide that the lessee is bound to maintain the machinery or plant and deliver it over in good condition at the end of the lease term and that burden of wear and tear actually falls directly on the lessee.
Where the section applies:
(1A) For the purposes of this section, a relevant lease is either:
(2) A lessee carrying on a trade is not entitled to accelerated wear and tear allowances (free depreciation) in respect of machinery or plant unless the contract of letting provides that the lessee will or may become the owner of the machinery or plant at the end of the letting period. If free depreciation is claimed but the lessee does not become the owner of the machinery or plant, the allowances are withdrawn to the extent that they exceed the normal wear and tear allowances, and any necessary amended assessments or adjustments of assessments are to be made to recover that excess. However, there will be no withdrawal of the allowances where the lessee dies before being able to become the owner of the machinery or plant.
(3)(a) In this section, ‘fair value’ in relation to a leased asset, refers to the amount that would be expected to be payable for the asset at the outset of the lease at an arm’s length basis, less any grants receivable by the lessor towards the purchase of the asset.
(3)(b) Where the lessee is an individual, this section will only apply where the lessee and lessor make a joint election to apply the section. Where the lessor is not within the charge to tax under Schedule D, the lessee may solely elect that the provisions should apply. The election must be made in writing on a form approved by the Revenue Commissioners.
(3)(c)(i) Where this section applies to a lessee, the amount to be deducted for any chargeable period in respect of the relevant lease payments, is to be the amount of the lease payments which have been deducted in the profit and loss account for the period in accordance with generally accepted accounting practice.
The aggregate amount (referred to in subparagraph (ii) as “the aggregate deductible amount”) of lease payments to be deducted in the tax computation over the lease term (defined in section 76D) should be the aggregate amount of such payments which in accordance with generally accepted accounting practice would be deducted from the profit and loss account over the terms of the lease.
(3)(c)(ii) The amount of expenditure on which wear and tear allowance will be granted will be the difference between the aggregate amount of “lease payments” made to the lessor over the terms of the lease and “the aggregate deductible amount” as defined in subparagraph (i).
(4) Where this section applies to a corporate lessor, the taxable profits should be calculated using the computational rules for financing lessors per generally accepted accounting practice (defined in section (4)), regardless of how the lease is recorded in the accounts.
(5) A corporate lessor may only (subject to subsection (5A)) calculate their profits in accordance with this section in respect of a relevant lease where all of the following apply:
(5A)(a) and (c) Where a lease is between associated enterprises, the lessor cannot avail of the section 299(4) computational rules where at the date of commencement of the lease:
Where the lessee sublets the asset, the sub-lease must also not generate reliefs in excess of the aggregate lease payments over the lease term.
Where the terms of the lease are changed during the lease term, section 299(4) computational rules cease to apply where the change in terms has given rise to reliefs in excess of the aggregate lease payments.
A lessor cannot avail of the computational rules in section 299(4) where—
(5B) The date of entering into the lease can be read as the date of commencement of the lease, subject to such difference not giving rise to a tax advantage.
(7) Where a corporate lessor is making a claim for a relevant lease to be taxed in accordance with this section, and the lessee is not an individual, the lessor shall be required to provide the following in respect of the relevant lease:
(8) Where this section applies to a corporate lessee they shall be required to provide the following in respect of that relevant lease:
(9) Where an individual lessee makes an election to be taxed under this section, both the lessor (where resident and subsection(3)(b)(i) applies) and the lessee shall be required to include the following details in their annual tax return:
(10) Section 539 (which deems the disposal of an asset which is leased with an option to purchase to have occurred when the lease is entered into) will only apply to leases of plant or machinery to which section 299 applies.
Relevant Date: Finance Act 2024