In every issue of The Bottom Line, we ask students for their thoughts on a particular topic. This month, we want to know: How do you feel about the state of the world in 2025?
Alisha Mullins
Deloitte
In 2025, I find myself reflecting on the state of the world with a sense of both optimism and concern.
On the one hand, technology has brought incredible advancements, from artificial intelligence to sustainability efforts, offering potential solutions to many global challenges. The world is more connected than ever, allowing for cross-border collaboration and the sharing of ideas.
On the other hand, issues such as economic inequality, climate change and political instability remain daunting.
As we move forward, we need to keep a strong focus on making decisions that are not only smart but also ethical and responsible.
For those of us starting our careers, especially in fields like accounting, we have a chance to help shape a world that balances progress with fairness.
It’s an exciting time, but we’ve got a lot of work ahead to make sure the future is a good one for everyone.
Shaun Towlson
EY
Looking at the state of the world in 2025, the mortgage crisis in Ireland stands out as a real concern.
Even though the country has bounced back since the 2008 crash, high property prices and rising interest rates are still making it hard for first-time buyers to get onto the property ladder. Many people are stuck paying high rents with little chance of owning a home.
For those who do own, rising mortgage payments are adding more stress, especially with the cost of living going up.
As an accounting student, I can’t help but see how this affects not just individuals but the economy as a whole. It’s clear that we need better policies and responsible lending to create a housing market that works for everyone—not just the lucky few.
It’s a tough situation, but it’s also an opportunity to learn from the past and make meaningful changes.
Niamh McLoughlin
Deloitte
As we’re in 2025, climate action feels more urgent than ever.
The reality of climate change is hitting harder now, with extreme weather, rising sea levels and the growing toll on ecosystems.
While there’s been some progress with renewable energy and sustainability efforts, it often feels like it’s not enough.
As an accounting student, I see how important it is for us in the financial world to push for real change—whether it’s supporting green initiatives or advocating for better reporting on environmental impacts.
The business world has a big role to play, and it’s on all of us to ensure that sustainability isn’t just a buzzword but something we actively work toward.
We need to move faster, make smarter decisions and think about how our actions today will impact the planet tomorrow. The time to act is now.
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