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We all get stressed from time to time. A certain amount of stress can be useful but if you feel constantly overwhelmed this can lead to health problems. This article will look at the causes of stress and provide some tips on how to increase your resilience. You probably know the feeling of being stressed out all too well. Your breathing quickens, your heart starts to pound, your mouth feels dry, your muscles feel tense, your hands feel cold yet sweaty. Situations we find stressful can vary widely from person to person as some of us are more susceptible to the effects of stress than others. These situations trigger the release of stress hormones that are responsible for the way you feel when stressed. This is called the stress response, or the fight or-flight response. Survival mechanism The term fight or flight was first used by American physiologist Walter Bradford Cannon back in the early 1900s. It describes the body's automatic response to danger which is thought to have evolved as a way of helping humans react quickly to life-threatening situations. This response is triggered so fast you won't have time to think about it. Here's how it works: Step 1 In the presence of danger, the eyes and/or ears send information to the area of the brain involved in emotional processing, called the amygdala. The amygdala sends a distress signal to a tiny area at the base of the brain called the hypothalamus, which communicates with the body via the nervous system. Step 2 The hypothalamus activates the part of the nervous system called the sympathetic nervous system. This then sends signals to the adrenal glands, which respond by producing hormones including adrenaline, norepinephrine and cortisol into the bloodstream. As these hormones circulate through the body they bring about a range of physiological changes, such as: Faster heart rate Increase in blood pressure Faster breathing rate Increase in mental alertness Decreased saliva production Increased sweating Sharpening of senses such as sight and hearing Increased energy (caused by the release of sugars and fats into the muscles) Reduced urination Step 3 If the brain perceives the threat as ongoing the hypothalamus releases more hormones. These act on the adrenal glands, making them release more cortisol and leaving the body in a continued high state of alertness. Step 4 When the brain perceives the threat as having passed, cortisol levels fall and the hypothalamus activates the parasympathetic nervous system, which dampens the stress response.  Long-term effects Though the threats we encounter these days are usually very different from those faced by our prehistoric ancestors, the stress response is still useful as it boosts our awareness in stressful situations and helps us cope with emergencies. If your fight-or-flight response is triggered too often and for too long, the constant release of stress hormones in your body can lead to one or more of the health problems associated with chronic stress. These include digestive issues, impaired resistance to colds and other infections, heart disease, sleep difficulties, weight gain, anxiety and depression. While it's unlikely you'll be able to remove stress from your life entirely, there are steps you can take care of your physical and emotional wellbeing. Try to make your lifestyle as healthy as possible by: Eating well Eat a healthy balanced diet. Have at least five portions of fruit and vegetables every day and try to limit how much sugar you eat. Sleeping well Getting a good night's sleep (read our tips for a better night's sleep for pointers). Learning how to relax Try yoga, meditation, deep breathing or whatever helps you feel calm. Move more Taking regular exercise can help reduce the build-up of stress hormones in the body. Improve your resilience Increasing your resilience can help you to cope with stressful situations. Learn how to be more resilient by reading our article 5 ways to boost your resilience Article reproduced with the kind permission of CABA, the organisation providing lifelong support to ICAEW members, ACA students and their close family around the world.

Sometimes, the hardest part of networking isn’t the meet-and-greets, but the follow-up. Jean Evans gives us her five top tips on how to maintain and nurture your network. Many people confidently attend networking events and meetings but falter on the follow-up. And as we all know, it’s all in the follow-up. That’s where the magic happens. Why you should nurture your network Building relationships take time, effort, energy and intention. Importantly, your relationships must be built and developed strategically on a foundation of authenticity. You must have done this before having an ‘ask’, like looking to someone for help, an introduction or a connection. You have to be intentional and focused about the follow-up. Know how much time and effort you can put into the process, and how best you can nurture relationships with the people in your network. Here are a few pointers to help nurture your network. 1. Keep a pad and pen handy I never leave home without a little notebook and pen. I never know when I might meet someone or come across a piece of information, a useful podcast, an article, or something I can share. The pen and paper are for writing down any useful information obtained, and the person to whom I want to pass this valuable information on to. Alternatively, there are loads of opportunities to find interesting bits and pieces others might value on social media platforms. If you come across an image, article or even an appropriate meme you think could be good, screenshot it and send it on to them. 2. One-to-ones Get to know people in your network on a more personal basis. This is imperative if you want to move the needle on the relationship. This can be done in person (best option), digitally, or by phone. However you do it, the key is taking the time to really connect with the other person. 3. Broker introductions Two people may be in the same network and not know each other yet, but you think these remarkable people should get to know each other. Share the love (and they’ll surely share it with you)!  If you hear of someone who is looking to hire, needs a job or is looking to source a supplier, and you know the perfect person, make a introduction by sending a friendly email to both, highlighting their expertise and suggesting they connect to move forward. You can also separately discuss the connection with the concerned party and assess if it’s appropriate in terms of need, fit for time, etc., before making an introduction. 4. Send a letter or message I have a stash of thank-you cards and notelets, and I also keep a roll of stamps to hand. Write a handwritten note of thanks to people who help you by nurturing their connection to you. Social media platforms are great for reminding us of birthdays, anniversaries and new jobs, so utilise this service by reaching out to those marking a special occasion. Don’t just use the pre-written text suggested by LinkedIn or other platforms. Personalise it. The recipient will remember your kindness, and you’ll develop that feel-good factor. 5. Invitations Invite people in your networks to visit other networks that you find valuable. If you’re learning, engaging, connecting and growing, why not share this opportunity with a friend, colleague or acquaintance? Jean Evans is the Founder of Network Me.

Sometimes it feels better to put off our work rather than diving into something difficult, overwhelming, or simply unenjoyable. Edel Walsh outlines how you can overcome your procrastination Do you find you leave your studies until the eleventh hour? When you sit down to study, do you spend more time organising your notes and desk than doing productive work?  One of the most common time management traps students fall into is the habit of procrastination.  In this article, I will look at what procrastination is, its causes, and how to overcome procrastination when it comes to your studies.  What is procrastination? Procrastination is the art of delaying or postponing an action, so there is a significant lapse between when you intend to do something and when you eventually do it. This can result in missed opportunities, missed deadlines, feelings of stress, frustration, and dissatisfaction.  Causes of procrastination There can be simple causes of procrastination, such as: the task appears overwhelming; the inability to prioritise; and a lack of skills and knowledge to complete the task. More complex reasons for procrastination include: a fear of failure; and  perfectionist tendencies. How to combat procrastination There are many ways to combat procrastination, and here are just a few. Reflect on your behaviour Start by writing down the reason why you are delaying the task. By reflecting on your behaviour and its causes, you can start to work on overcoming the challenge before you.  Break it down If the task appears overwhelming, break it down into small manageable chunks. As students, we often think of the end goal – the exams. This is called a performance goal.  However, a better approach is to think in terms of learning goals. A learning goal is where we focus on understanding and mastering one small element of the syllabus.  Reframe your self-talk It is also important to watch your self-talk. Sometimes, our internal dialogue can be negative, especially when we are under pressure or feeling stressed.  For example, you might tell yourself that you can’t pass the exam or that there is too much information for you to take in. Instead, reframe your self-talk by finding the one small step you can take to move forward in your studies.  Remind yourself of your strengths and your capabilities. Consider the times in the past when you were procrastinating on a task and what you did to overcome this. Pomodoro technique Limit yourself to short periods of work. For example, work on a task for 25 minutes and then take a five-minute break. This is known as the ‘Pomodoro’ technique.  During your break, take a few moments to reflect on what worked well for you in the 25 minutes of study. What have you learned? What else do you need to know for a better understanding of the topic?   “Eat the frog” Schedule time for the task, even to get a little bit done.  Sometimes, if we find a task overwhelming or complicated, we tend to avoid it and instead focus on the subjects and tasks we enjoy, or the topics we find easy.  A helpful technique to use is to “eat the frog”. When planning a study block, schedule the subjects you find difficult first and keep the easier subjects until the end.    Find a study partner Consider finding an accountability partner like a friend, colleague, or family member. This is someone who keeps you on track and helps you maintain progress on a task. Discuss the tasks you procrastinate on with your accountability partner and ask them to check your progress regularly. This increases motivation to complete the job. Procrastination is a habit The good news is that procrastination is a habit. Bad habits can be broken, and good habits can be made.  A helpful tool to use is the ‘Cue, Behaviour, Reward’ technique when building new habits.  The cue is a trigger that sets off our habitual routine. The behaviour is the action that comprises the habit. Finally, the reward is a tangible or intangible positive reinforcement for the behaviour.  Let’s take an example: Cue: If I start browsing social media instead of tackling my studies…  Behaviour: …then I will put my phone on aeroplane mode… Reward: …and take a deep, productive break once I have completed the task. Changing your habits We have seen that procrastination is a habit that can result in feelings of stress, overwhelm and disappointment. However, patterns can be changed. To change your practices, break the tasks into small manageable chunks, “eat the frog”, watch out for the negative self-talk, limit yourself to short work periods and find an accountability partner.  Edel Walsh is an academic performance coach. Her website is www.edelwash.ie, and her email is edel@edelwalsh.ie

It’s normal to want to ease into the new year. However, doing so at the sacrifice of your studies will not set you up for success in your exams. Shane Burke, LMS Project Manager at Chartered Accountants Ireland, argues that focusing on your exams early will lead you to the best result We understand that returning to studies after the festive break can seem a less than appealing prospect, particularly when you’re also in full-time employment.  By this point in January, the novelty of starting a new programme or a new academic year has well and truly worn off and finding new reserves of energy and commitment for the months ahead can feel like a big task.  However, the Institute is here to help you move forward with confidence. We’ll also explore the opportunities for exam practice and look at ways to help you return your focus to your studies when you feel pulled in different directions. Staying engaged Traditionally, January can be a time of lower engagement in learning activities. However, getting back into the hard work of study matters, and the stakes get higher from this point on – we have the statistics to prove it.  Each year, we capture the engagement and attendance levels of students. More recently, the shift to an exclusively online education model has provided far more detailed data on student engagement. By mapping results against student activity levels, we can now identify those behaviours that make a big difference in whether you pass or fail a subject in the summer.  When our data team compares exam success to student behaviours and investigates the data available from the Learning Hub, we see a strong correlation between students who perform well in the exams and keep up with their studies.   The opposite also applies.  Data shows that students who did not focus on their studies after the holidays and remained at a lower level of engagement in the months that follow were at greater risk of either only just passing their exams with a low mark or failing them completely. Busy season for firms The data points to a considerable increase in engagement (not unexpectedly) on the Learning Hub in the weeks leading up to the main exams. However, the problem is, by that stage, it’s often too late to catch up.  While you’ve stood still, the work keeps mounting; sessions build up, and later lessons only make sense if earlier fundamentals are thoroughly understood. As with any new job or contract, there are waves of work and busy periods you need to prepare for. Being new to the company, you might not be aware that you are about to be hit with long hours and a heavy workload over the next few weeks. This is driven by the volume of statutory audits which need to be managed by firms, with knock-on increased work in other areas of the business, such as tax and financial services.  Don’t worry. Your firms are well used to managing resources, and you will get through it with your team. You might even enjoy the energy and buzz involved in external assignments. However, finding study time can be extremely difficult during these periods.  We advise finding some time each week in early spring to maintain your studies. This might involve live webinars or putting aside some hours each weekend for study.  Remember, you’re wearing many hats as a trainee, employee, and student working towards a professional qualification. Over the coming weeks, your task is to keep all those balls in the air. Exam technique  Our data shows it’s not enough to ‘cram’ in the weeks before the exam. If that was ever possible in the past, it’s definitely not now, given the move to online education. The course material is too long, and there is too much of it to really understand what you are being taught if you try to stuff it into your brain last minute. Students should be spending that pre-exam time practising questions in exam papers and prepping their exam technique.   This is also backed up by the data. Students who fail exams tend to have lower uptake on mock exams and practice papers. On the flip side, students who passed – and passed well – in the main exam either engaged in mock exams or utilised practice papers in each subject at least once. Successful students study, learn and then practice what they learn in question banks and sample papers. You’ll also have ample opportunity to practice your technique on the online exam platform.  From late January, all students will have access to four sample papers in each subject. These sample papers are exam-quality and fully representative of the type of paper and distribution of marks you can expect in the main summer exams.  Then, closer to the mock exams, we will take one of these sample papers and upload this to the exam platform, Cirrus. This paper, known as the ‘Practice Paper’, allows you to practice what you’ve learned in exam technique from videos on the exams section of the Institute’s website (see ‘e-assessment’). You will have four attempts at each paper per subject. But what if you want to practice now and not after March? Easy. Just practice the questions from the question banks for each session in Microsoft Word. It offers functionality similar to the Cirrus exam platform and is a great way to practice before the mocks. All students have access to the mock papers released in March (CAP1) and May (CAP2). We strongly encourage you to use the mocks as another chance to practice on exam-quality papers, on the exam platform and in exam conditions.  What’s examinable? A common question we get from students near the end of the academic year is what content is examinable. Luckily, the Competency Statements outline what is examinable for each subject. These can be found in the exam information section of the Institute’s website.  In reading the Competency Statement, you will learn what’s examinable and how well you need to understand a certain topic to pass the exam. Bringing it all together As we’ve seen, January marks a crossroads for many in their studies. The pressure of the ‘busy season’ in work means that it can go two ways: you keep the pace or slack off.  In discussing what the data shows and matching student behaviours to exam success, we’ve demonstrated the importance of sticking to the programme. Even doing a little bit each couple of days will make a huge difference.  Now that it’s over to you. Start small and start now to set yourself up for success.

After the hustle and bustle, exhilaration and excitement of the festive period, January and the winter season itself generally can leave us feeling a bit flat. With colder, darker days, people may notice they experience a dip in mood, feel more irritable, fatigued and less motivated. The reason for this may be Seasonal Affective Disorder (SAD) or the less-severe form, the winter blues. SAD symptoms are very similar to depression but has a seasonal pattern. The HSE estimates approximately 7% of the population experiences SAD. Here, we share some timely information and advice on how to combat the winter slump.  What causes this? Nobody really truly knows what causes the winter blues or SAD, but some experts believe SAD is caused by fewer hours of sunlight during the winter months that deplete your body’s levels of serotonin – often called the ‘feel-good’ chemical. Low light levels are thought to affect the production of melatonin, which can disrupt the body’s internal clock (or circadian rhythm).  If you’re diagnosed with SAD, your GP may recommend treatment with antidepressants called selective serotonin re-uptake inhibitors (SSRIs), alongside talking therapies, such as cognitive behavioural therapy.  But if you have milder symptoms, we have some tips you can try to protect yourself against the winter slump: See the light Sunlight is known to activate a specific hormone called serotonin. This hormone is responsible for regulating and elevating your mood, helps with sleep and wakefulness and is linked to feeling good and living longer. Try getting outside into the sunlight as early and often as possible throughout the day.  Get help from tech If access to bright sunlight isn't possible, studies have shown light treatment/therapy is another effective way of reducing the symptoms of SAD. Many people with SAD or the winter blues respond well to light therapy, which involves sitting in front of a special light therapy lamp – or light box – at home. You may also find dawn simulators useful,  they use a gradual light to wake you up in the morning, simulating a summers morning. Always remember to check any light therapy devices to make sure that it has been made by a fully certified manufacturer and is designed for treating SAD. Additionally, you could try using aromatherapy and the use of essential oils to help boost your mood. As some studies suggest that it could potentially lessen any symptoms. Get active Physical activity is widely thought to be an effective way to boost your mood, and there’s a solid body of evidence that suggests exercise may help to alleviate depression. Exercising outdoors, especially when it’s sunny, may have an even stronger effect on SAD/winter blues symptoms. You don’t have to turn into a fitness fanatic. Just being more active in your day-to-day life can have a huge benefit on the way you feel, especially during the winter. Eat mood-boosting foods Many experts believe what you eat can make a huge difference to your mood, especially during the winter, particularly foods that contain the amino acid tryptophan, which converts into serotonin in the brain. Foods rich in tryptophan include bananas, turkey, chicken, fish, cheese, eggs, milk, nuts, avocados and pulses. Some also believe omega-3 fatty acids may enhance serotonin activity, so eat oily fish such as salmon, mackerel, sardines and fresh tuna at least once a week (if you’re a vegetarian or vegan, try adding flaxseeds or chia seeds for an omega-3 boost). Stay warm Some SAD sufferers say their symptoms improve when they keep warm, so make sure your home and workplace are properly heated and wrap up well when you go outdoors.  If you’re worried about the financial cost of turning up your thermostat, get in touch to find out about CA Support's emergency financial assistance.   Keep in contact When feeling down, it’s natural to want to shut ourselves away from the world. It’s important to keep our social muscles active, as positive relationships bring both joy and perspective to our lives. Make sure you arrange regular catch-ups with your family and friends throughout winter.  How we can help The Thrive wellbeing hub provides free emotional supports to members, students and family members. We offer a confidential space for you to talk, whether you need a listening ear, wellbeing advice or professional counselling, we are here for you. You can contact the thrive wellbeing team by email at: thrive@charteredaccountants.ie or by phone: (+353) 86 0243294 Article reproduced with the kind permission of CABA, the organisation providing lifelong support to ICAEW members, ACA students and their close family around the world.

Each year in January we have Blue Monday.  Often referred to as the most depressing day of the year, researchers have cited the third Monday of January as a day when we are at our lowest, but it doesn’t have to be this way.  Blue January was awarded the gloomy title due to a combination of reasons. Christmas and New Year joy has evaporated, resolutions and motivation begin to crack and wane, finances can be stretched and we find ourselves in the thick of winter.  However, it is important not to allow the concept to become a self-fulfilling prophecy. The day can present an opportunity to check in with yourself, practise some self-care and a chance to look after your physical and mental health. Perhaps it is time to retrain our brain and change our outlook on the month itself- maybe January could be a time for gentleness, reflection and self-compassion rather than abstinence and self-criticism. January is a bleak month but a positive spin on the gloomy dark days of winter is to think of the days getting a little brighter with each one that passes and another step closer to Spring and Summer. There is something reassuring about the subtle change in nature in anticipation of better weather that can lift our spirits and encourage us to look to the future. Or why not carve out some time for yourself this blue Monday and make plans to brighten up the day.  Enjoy a sunrise morning walk Have a slow, gentle morning or breakfast Spend quality time with family/kids  Explore, and appreciate, your local area and surrounds Get out in nature Plan an adventure or complete a task you have been avoiding Embrace online learning Tackle that big DIY project and much-avoided clear-out Develop a new gardening skills Learn to cook or bake something new Catch up with friends Activity/Health Now is a good time as we start new beginnings to think about your health. Being active and having a healthy heart has never been more important. A regular walk will make a big difference and there is plenty of workouts or classes online, no matter what your fitness level. Carve out time for you!  Self-care Managing our stress and anxiety levels is essential and many people use meditation or yoga. But everyone is different, and some find painting or gardening works. Explore some options and find what works for you.  Appreciation The New Year gives us time to reflect and consider our surroundings, our family, friends, and appreciate all that is good in our lives. It also gives us the opportunity to consider changing things which perhaps were not so good for us.    If, however, Blue Monday has made an impact on you then perhaps Thrive can help? To help alleviate the effects of Blue Monday (and beyond), join Thrive and the District Societies for our joint Blue Monday webinar, taking place on Monday 16 Jan @12pm. Our speakers will be discussing their lived experiences and how we can protect and nurture our own mental health. We will be joined by founding member of Hermitage Green, Barry John Murphy, Head of Marketing and Communications for the Limerick City and County Council, Donn O’Sullivan, and a See Change ambassador. Book your free place here: Webinar Registration - Zoom