Emotional health

Mental health challenges can affect anyone, at any time. Recognising the early signs of emotional distress is key to preventing more serious issues and maintaining a healthy, fulfilling life. Recognising Depression Depression affects people in different ways, but common signs include: Loss of interest in usual activities Social withdrawal Persistent sadness or hopelessness Feelings of guilt or worthlessness Tearfulness or irritability Physical symptoms like aches, fatigue, or changes in appetite Difficulty concentrating Anxiety often coexists with depression In the 2024 Aware national survey, over half of adults (53%) reported experiencing depression at some point in their lives. The same study found that 20.9% of adults had an official diagnosis of depression. Depression is a very common condition and anyone can experience these feelings, it doesn’t discriminate.  If you’ve felt down or lost interest in things you usually enjoy for more than two weeks, it may be time to seek support. Depression can be triggered by stress, trauma, or life changes—but sometimes it arises without a clear cause. Understanding Anxiety Anxiety is a natural response to stress or perceived threats. It can show up as: Racing thoughts or excessive worry Physical symptoms like a churning stomach, rapid heartbeat, or breathlessness Difficulty concentrating or sleeping Avoidance of certain situations While occasional anxiety is normal, it becomes a concern when it interferes with daily life or feels overwhelming. Taking Action If you recognise these symptoms in yourself: Talk to someone you trust Stay active and eat well Limit alcohol and other unhelpful coping mechanisms Reach out to your GP or support services like Thrive, which offers free, confidential emotional support including counselling and wellness coaching Suicide Prevention: What to Know The CSO estimates over 500 people die by suicide each year in Ireland. If poor mental health is left untreated or an overwhelming situation occurs, suicide ideation can manifest.  Suicidal thoughts often arise when risk factors outweigh protective ones. Risk factors may include: Bereavement or trauma Financial or relationship difficulties Mental health conditions Isolation or lack of support Protective factors include: Strong personal relationships Access to support services Personal resilience and coping skills A sense of purpose or belonging If You’re Struggling: Take suicidal thoughts seriously – don’t dismiss or ignore them Talk to someone immediately – a friend, family member, GP, counsellor, or support service (Mental Health Support Lines: HSE Support Helplines)  Identify your protective factors – relationships, routines, personal strengths, and sources of hope Avoid isolation – stay connected, even if it’s just a short message or call Create a safety plan – list people to contact, coping strategies, and reasons to stay safe Limit access to means – remove or secure anything that could be used for self-harm Seek professional help – early intervention can save lives If someone you care about seems withdrawn, irritable, or overwhelmed, check in with them. You don’t need to have all the answers, just being there and listening can make a difference. If You’re Worried About Someone: Ask them directly - it gives them the chance to open up and to talk. Don't panic and stay calm - the best you can do is to listen to them without judgement or blame. Don’t leave them alone  Help them access support – call a GP, counsellor, or emergency services if needed Follow up – check in regularly to show ongoing support  Whether you're struggling yourself or supporting someone else, early intervention and open conversations can save lives. Help is available and reaching out is a sign of strength. Thrive is the Institute's dedicated wellbeing hub, if you or someone you know are struggling, please know there is help out there. For more advice or information, contact the team by email at: thrive@charteredaccountants.ie  or by phone: (+353) 86 0243294. 

Everything doesn’t always go to plan, especially when it comes to your exams. When the results come in, you might feel like you have disappointed yourself and others. However, their disappointment is more about themselves than you and it can be overcome, says Cyril Conroy. When we don’t succeed at an exam, our heads can become flooded with thoughts and fears. We question whether we are good enough, what we did wrong and, most of all, what people will think.   There are a few things you need to keep in mind if you don’t get the result you expected in your exams. Under pressure Whatever stage of your Chartered Accountancy education you are in, the exams are hard. Really, really hard.  Because of this, you might have put a tremendous amount of time into your studies. Or, maybe you took it a little easy, thinking that you had a particular paper in the bag.  Then, a question comes up and you find yourself drawing a blank on the answer – it could be a lack of preparation, or it could be the pressure of other’s expectations making you clam up. Regardless of the reason, you have your result and it’s not good. You are down and feeling low. And it hurts. There is tremendous pressure and embarrassment when the result isn’t as good as you’d hoped it would be. Our reactions have meaning When some people fail, they just get right up, do it again and feel no pressure. Others might panic when even presented with the possibility of failing. The important thing is that we try to understand our reactions. What is driving our response to failure?  First, you should know that it’s OK to feel down in the dumps about not succeeding in your exams.  Second, know you are where you need to be. Feeling bad about the result and the prospect of repeating is understandable.  The statement “you are not an exam result” is very true. However, when presented with a less-than-stellar grade, you might feel like it does, in fact, define you.  The feeling can be exacerbated by other’s reactions. They say things like, “you’ll be fine” or “it all will work out in the end”. People throw so many clichés at you, you’ll regret ever telling anyone your result in the first place.  By making these comments, people are trying to be supportive; they are made with good intention and can be encouraging for some, just not everyone and, more importantly, they might just feel like piled-on pressure to you. We can receive encouragement and support from our parents, peers and employers but, sometimes, there can be an awful lot of expectation pointed in our direction.  Part of the reason we feel so disappointed in a bad result is because we feel we have let down our support network. Moving on When you feel the pressure from others – before, after or even during the exams – it’s important to remember that what these people do or say is more about them than it is about you. It’s about how they think you should feel and react to the pressure and expectation about your career, for good or bad. However, the way we react to these comments is about ourselves.   If you do not succeed at your exam, it’s important to separate yourself from the comments people are making about your exam result. If you are feeling overwhelmed – that the ‘failure’ overrides all words – talking to someone about the pressure could help. This could be a mentor, friend outside of the profession, or even a therapist. The word ‘fail’, simply put, is ridiculous. Things just don’t work out sometimes. Accepting this and having compassion for yourself is key at this time.  Not succeeding at something is an opportunity to learn so much about yourself. You may not feel it now, but it does make you stronger. You do learn from it.  The important thing I learned is that the fail was not me – and it’s not the definition of you, either. Thrive is the Institute's dedicated wellbeing service that provides a range of supports to members and students. If you are struggling exam disappointment, exam stress or anything related to student life, please know our in-house wellbeing team can help.  Cyril Conroy is a practicing therapist and relationship mentor in Killarney, Co Kerry.  Cyril is also a fully qualified Chartered Accountant, having worked in private practice and industry, and who failed many exams before qualifying.

"Often called the 'second new year,' due to the significant shift in routine and the start of a new academic year. The new school term brings a fresh rhythm and renewed energy. It’s a natural opportunity to reset, embrace new routines, and cultivate positive wellbeing habits that can support you through the winter. Here, Chartered Accountants Ireland’s Intern, Sophie King, outlines how you can focus on wellbeing this coming autumn.   We all know taking care of ourselves is important, but between work, family and life, it’s not that easy. Wellbeing and self-care can seem like buzzwords, just thrown around to make things more appealing, but it is so important to look after ourselves and our mental health. Self-care is an essential aspect of maintaining overall wellbeing. By prioritising self-care, we can improve our mental and physical health, increase resilience, and enhance our quality of life. Check out the techniques below that could be your new favourite! Relaxation techniques Relaxation techniques are an effective way to reduce stress and anxiety. Deep breathing exercises and mindfulness meditation can help calm the mind and body. Progressive muscle relaxation is a relaxation method that is not often talked about, it is a technique that involves systematically tensing and then releasing different muscle groups in the body to promote relaxation. This method helps individuals become more aware of the difference between muscle tension and relaxation, ultimately reducing overall stress and anxiety. Have a go at this technique, all you have to do is tense and then slowly release each muscle group in your body, starting from your toes and working up to your head. These techniques can be practiced anywhere, at any time, making them a convenient addition to your daily routine. By incorporating relaxation techniques into your daily life, you can better manage stress and improve your overall wellbeing. Hobbies and Interests Engaging in hobbies and interests can bring a sense of purpose and enjoyment to your life. Whether it's painting, playing music, or gardening, making time for activities you love can help reduce stress and increase feelings of happiness. It can be easy to let ourselves get overwhelmed by work and life, but engaging in something that interests you can distract you from these stresses and recentre the mind. Don’t be discouraged if you try a new hobby and it does not go your way at first, perseverance is key! Learning new skills or improving your hobbies can grow your confidence and self-esteem. Hobbies and interests can also provide opportunities for social connection and personal growth, further enhancing your overall wellbeing. Unwinding with a Relaxing Bedtime Routine A consistent bedtime routine can help signal to your body that it's time to sleep, improving the quality of your rest. Activities like reading, taking a warm bath, or practicing gentle stretches can help calm your mind and body, preparing you for a restful night's sleep. By prioritising a relaxing bedtime routine, you can improve your sleep hygiene and wake up feeling refreshed and revitalized, because no one can be positive when they are tired, no matter how much coffee they consume. The Benefits of Gratitude Journaling Gratitude journaling is a powerful tool for cultivating a positive mindset. By reflecting on the things you are grateful for each day, you can shift your focus away from stress and anxiety and towards the good things in your life. This practice can help increase feelings of happiness and wellbeing and can even improve your relationships with others. To use it effectively, write down three things you are grateful for each day. This helps shift focus to positive aspects of your life. The Kindness Connection Engaging in acts of kindness can have a profound impact on both the giver and the receiver. Whether it's volunteering, donating to a good cause, or simply offering a kind word to someone in need, acts of kindness can increase feelings of empathy and compassion. Engaging in acts of kindness can release endorphins or “feel good hormones,” additionally, practising acts of kindness can increase your feelings of compassion and understanding towards others. By incorporating acts of kindness into your daily life, you can cultivate a sense of connection and community, further enhancing your overall wellbeing. It can be hard to get into this mindset, so start small, open the door for someone, or hold the elevator. The trick is to be consistent; in doing so you make it a habit, and it becomes part of your daily routine. When you get in the mindset, you will automatically look for opportunities to help others, whether it’s at work or at home. So, pay attention to the impact your kindness has on others and on yourself, it might just make your day. Prioritise your wellbeing By incorporating these self-care practices into your daily life, you can take a proactive approach to nurturing your mind, body, and soul. Whether it's relaxation techniques, hobbies and interests, a relaxing bedtime routine, gratitude journaling, or acts of kindness, there are countless ways to prioritise your wellbeing. By making self-care a priority, you can improve your overall quality of life and cultivate a deeper sense of happiness and fulfilment. This article was written by the Institute's DCU Intern, Sophie King, on behalf of Thrive. Sophie is currently studying Communications in DCU. In partnership with DCU's Access to the Workplace programme, the Institute hosted Sophie as part of its professional summer internship placements.  For more advice or information, contact the team by email at: thrive@charteredaccountants.ie  or by phone: (+353) 86 0243294. 

Your mental wellbeing is about your thoughts and feelings and how you cope with the ups and downs of everyday life. It's not the same thing as mental health, although the two can influence each other. Long periods of low mental wellbeing can lead to the development of diagnosable mental health conditions such as anxiety or depression. If you're living with a mental health condition, you may experience low mental wellbeing more often, but there will also be long periods where you're able to maintain good mental wellbeing. What does good mental wellbeing look like? Importantly, good mental wellbeing is NOT the absence of negative thoughts and feelings. We all face difficult and challenging situations that cause us to feel angry, sad, overwhelmed and everything in-between. Instead, it's about being able to understand and manage those feelings, so that generally you're able to: feel confident in yourself build and maintain positive relationships have a sense of purpose live and work productively cope with the normal stresses of day-to-day life manage when things change What can affect your mental wellbeing? Our mental wellbeing is often affected by big life events that we have little or no control over such as bereavement, illness, or redundancy. In these situations, it's about how we respond - our behaviours and habits - that will determine the impact on our mental wellbeing. For example, do we tend to reach out for support or withdraw? Do we assume the worst or remain open to new opportunities? It's here that our level of resilience comes into play. Resilience is your ability to cope with change and adversity. By strengthening your resilience, you're better able to maintain good mental wellbeing through all of life's ups and downs. There are also factors that influence our mental wellbeing, which we can control. 1. Our relationships Strong connections with friends, family and colleagues help to strengthen our confidence and self-esteem. 2. Our physical health Through good nutrition and regular physical activity, we can boost our energy levels, improve our confidence, and relieve stress. Small changes make a big difference.  3. Our emotional health Practicing mindfulness can help you understand and manage strong emotions so that rather than feeling overwhelmed, you're able to approach difficult situations with a sense of calm and clarity. The big picture At Thrive, our vision is for all members of the chartered accountant community to live happy, healthy and fulfilled lives. The key to this is empowering you to take care of your own mental wellbeing. Because when you don't feel quite yourself, other areas of your life are affected too. Our services can help you balance all aspects of your wellbeing, so you can live the life you want to.  Article reproduced with the kind permission of CABA, the organisation providing lifelong support to ICAEW members and students.

Insomnia is a sleep disorder in which you have trouble falling and/or staying asleep. It is suggested that 42% of Irish adults have a mental health disorder, with insomnia cited as the most common disorder experienced by adults in Ireland at 15%. Here, the Thrive wellbeing team explains insomnia, the symptoms, causes and tips to help you get a better night's sleep. Insomnia means you have problematic sleep habits. How much sleep an individual needs varies from person to person, but on average adults need 7-9 hours of sleep per night. If you are experiencing constant tiredness throughout the day, you are probably not getting enough sleep. Symptoms Insomnia can affect people on a short-term basis (less than 3 months). Insomnia that lasts 3 months or longer is classified as long-term insomnia. Insomnia symptoms may include: Difficult falling asleep A pattern of interrupted or broken sleep that doesn’t refresh you Waking too early Daytime tiredness and sleepiness Find it hard to nap during the day even though you're tired Difficulty paying attention, concentrating, or focusing on tasks Increased forgetfulness Irritability, depression, or anxiety What causes insomnia? Insomnia can be the primary problem but usually is a result of other factors that disrupt sleep. Therefore, treating the underlying causes can help improve insomnia symptoms. Common causes of insomnia include: Stress Irregular sleep schedule or poor sleeping habits Mental health disorders such as anxiety or depression Physical illness or chronic pain Travel or work schedules Lifestyle choices e.g., heavy reliance on stimulants such as alcohol, caffeine, or nicotine Age and life stage - older adults and those going through menopause have a higher susceptibility to chronic insomnia A combination of these factors can trigger or exacerbate insomnia, while poor sleep can initiate or worsen other health conditions, creating a vicious and complex cause and effect situation. Risk factors   During sleep, the body heals and restores itself, our brain forges new pathways and connections that helps with memory retention.  This is the time our bodies needs to carry out important functions to ensure we are running smoothly and effectively. When we continually don’t get enough sleep, it can have serious health effects over time. Science has linked poor sleep and insomnia to a multitude of health problems. A lack of sleep over time can increase the chances of developing a number of conditions such as a weakened immune system, obesity, high blood pressure, stroke, heart disease among other issues such as increased risk of accidents and errors, poor memory and performance and difficulty regulating our emotions. How you can treat insomnia yourself It's not always possible to prevent insomnia, but good sleep habits can help improve it and promote sound sleep. When trying to get your sleep cycle on track, the first place to start with is where you sleep. Make sure your room is dark and quiet, not too cold or warm and make sure your mattress, pillows and covers are comfortable. Create a good bedtime routine that helps you relax and get in the mood for sleep. Relax at least 1 hour before bed and only go to bed when you feel tired, limiting the use of technology and bright lights can help too. Try to maintain roughly the same schedule for sleeping, you should aim to go to bed and wake up at the same time every day, even on the weekends. Exercise regularly and get some sunlight most days. Sun exposure helps regulate the body’s internal body clock and promotes sleep at night, while exercise influences sleep efficiency on both a physical and mental level. Insomnia can seriously affect your mental and emotional health along with physical wellbeing. If your sleep is impacting your day-to-day life and a change in sleeping habits haven’t work, you should consult your GP. Thrive can also help you on your journey to better sleep. For advice, wellness coaching or counselling, contact the team by email at: thrive@charteredaccountants.ie or by phone: (+353) 86 0243294

When we think of wellbeing, we usually think physically and mentally but there is another important aspect to add to the mix, financial wellbeing. Financial wellbeing is a term used to describe our ability to confidently manage our money, how prepared we are for the unexpected, and how we can save and plan for the future. It is an aspect of wellbeing that is often overlooked, but financial wellness can dramatically impact our quality of life. Financial difficulties can impact anyone including accountants. Here we look at financial wellbeing, its impacts on our mental health, and how we can improve our financial wellbeing. Financial Wellbeing and Mental Health With the current economic factors at play, financial worries are a main concern for the vast majority of the population and financial worries can have a major impact on our mental health. While it is true money can’t buy happiness, multiple studies from around the world show that finances are one of the most common causes of stress and anxiety, which can impact our health, work, relationships, and many other aspects of our life. According to research conducted by PWC, almost half of Irish consumers are concerned about their personal financial situation. A national survey carried out by Aware found that financial worries were the number one cause of concern with 57% stating it was impacting their mental health. Laya healthcare’s workplace wellbeing index found that of the one in four people who reported poor mental health, two-thirds cited financial concerns as the cause, more than any other problem. These few figures highlight just how prevalent financial concerns are and how much of a toll they can take on our mental health. Feeling anxious, experiencing low mood, or losing sleep if you are struggling to control your finances is a totally normal response but in the long term can have a devastating impact on our lives, even fuelling and escalating our financial trouble.    How to invest in your financial wellbeing If you want to ease money worries or simply want to feel more in control of your finances, there are thankfully many simple and easy ways to do just that. Spending sprees The first step is to look at your current spending habits and identify just where your money is going. By reviewing your bank and credit card statements, you can tally your outgoings and expenses. Categorise the type of spend into different groups, this can help you identify areas where you may be overspending and where you can make changes. We can all overspend sometimes or have weeks that are more expensive, but when it becomes a habit, it can be hard to break.  By tracking your expenses, you can get a better overall picture of your spending habits and triggers. Money aspirations Write down your financial goals and consider what you want to achieve in the short and long term, this could be clearing off a credit card, buying a house or building a rainy-day fund. Having financial goals give you a clear objective to work towards and can help keep you motivated to save and stay on track. Budget   Creating a monthly budget is a sure-fire way of getting control of your finances. Figure out the amount that goes on your essentials expenses and then budget for the week and month ahead. For help with this, there is a wealth of free online budgeting tools and templates at your disposal. In debt to you Once your budget is going to plan, if you have accrued any debt now is the time to begin clearing it. Sort your debt from the highest interest rate to the lowest interest rate and use any extra cash to begin clearing off these debts, starting with the higher interest rate and continue moving your way down the rates.   Saving grace It can feel like any money you earn is eaten up by expenses and there is simply no money left for saving. Even when money is tight, it is important to begin setting money aside for the future. If you don’t already, set up a savings account and transfer any remaining money over at the end of the month. Even if it is just small change. Or another approach, termed ‘paying yourself first’ is set up an automatic transfer of money into your savings account as soon as you get paid.   Seek advice If financial troubles persist despite your best efforts, you may consider seeking external financial advice. A financial advisor can view all aspects of your financial wellbeing with you and identify areas and aspects where you can make changes. Supports available to you A common misconception is that financial professionals should be in good financial health due to their professional background. However, like anyone in society, accountants from all walks of life can struggle with poor financial wellbeing for a multitude of reasons. From the work of CA Support, we see the causes and impact financial difficulties have on chartered accountants. Perhaps a period of illness, unemployment or upheaval has created a financial burden and we know financial problems can often deteriorate quickly. If you are struggling with financial difficulties, CA Support provides emergency assistance to Institute members, students and families experiencing turmoil. Or if you are in a healthier position, you may consider donating to CA Support to help support members and families in our community who are less fortunate. Improving your financial wellbeing can take time and effort but by building small and healthy habits, you can alleviate money-related stress and anxiety. However, if you are struggling with any emotional toll, the Thrive wellbeing team is also here to help.